Advertising Disclosure
Last Updated: January 21, 2026
Our Commitment to Transparency
AffordableRideInsurance is committed to providing honest, transparent information to help you make informed decisions about auto insurance. This Advertising Disclosure explains our business relationships and how we may be compensated by insurance providers.
How We Operate
We Are Not an Insurance Company
AffordableRideInsurance is an insurance comparison and lead generation service. We do NOT:
- Sell insurance policies directly
- Underwrite or issue insurance
- Handle insurance claims
- Make coverage decisions
- Act as an insurance agent or broker for specific companies
What We Do
We operate as an independent marketplace that:
- Provides educational content about auto insurance
- Allows users to compare insurance options
- Connects consumers with licensed insurance providers
- Helps users find competitive quotes
How We Are Compensated
Partner Relationships
We have business relationships with insurance companies, agents, and brokers ("Partners") featured on our website. These Partners compensate us when:
- We refer users who request quotes
- Users submit their information through our forms
- Users click on certain links or advertisements
- Users ultimately purchase insurance policies through Partners (in some cases)
Types of Compensation
We may receive compensation in the following forms:
- Per-Lead Fees: Payment for each qualified quote request we send to Partners
- Click-Through Fees: Payment when users click on certain Partner links or ads
- Commission: A percentage of premiums if a user purchases a policy through our referral
- Advertising Fees: Payment for displaying advertisements or sponsored content
- Marketing Fees: Flat fees for marketing services we provide to Partners
Variable Compensation
Important points about our compensation:
- Compensation amounts vary by Partner and product type
- Some Partners may pay us more than others
- Higher compensation does not influence our rankings or recommendations
- We do not receive compensation from all companies mentioned on our site
Impact on Our Content
Editorial Independence
While we receive compensation from Partners, we maintain editorial independence:
- Our goal is to provide accurate, helpful information to users
- We strive to present diverse options from multiple providers
- Compensation does not determine which providers we feature
- Our content is based on research, data analysis, and user needs
Featured Providers
Providers featured on our site may include:
- Partners who compensate us for referrals
- Major national insurance companies
- Regional and local insurers
- Specialty insurance providers
Important: Not all insurance companies are represented on our site. The absence of a company does not mean it's not a good option for your needs.
Sponsored Content
Identification
When content is sponsored by or created in partnership with an insurance provider, we clearly identify it as:
- "Sponsored"
- "Advertisement"
- "Partner Content"
- "Promoted Listing"
Disclosure Standards
We follow Federal Trade Commission (FTC) guidelines for advertising disclosure and clearly distinguish between:
- Editorial content
- Paid advertisements
- Sponsored content
- Partner promotions
Comparison Tools and Rankings
How We Compare
When we present comparison tools or rankings, we consider multiple factors including:
- Coverage options and features
- Customer satisfaction ratings
- Financial stability
- Pricing and value
- Availability in different states
- Claims processing and customer service
Limitations
Our comparisons have limitations:
- Not all insurance companies are included
- Rankings may be influenced by which companies participate in our network
- Information may not reflect the most current rates or features
- Your individual rates will vary based on personal factors
Third-Party Advertisements
We may display third-party advertisements on our website through:
- Ad networks (e.g., Google AdSense)
- Direct partnerships with advertisers
- Affiliate marketing programs
These advertisements are clearly marked and may be based on your browsing history or other factors. We do not control the content of these ads.
Your Choices
No Obligation
You are never obligated to:
- Use Partners featured on our site
- Purchase insurance through our referrals
- Accept quotes from our Partners
- Limit your search to companies we feature
Shop Around
We encourage you to:
- Compare quotes from multiple sources, including direct from insurers
- Conduct your own research
- Read policy documents carefully
- Verify information with insurance providers
- Consider factors beyond price when selecting insurance
Data Sharing
When you request quotes through our website:
- Your information is shared with Partners who may compensate us
- Partners may contact you directly with quotes and offers
- You consent to being contacted by multiple providers
- See our Privacy Policy for more details
Regulatory Compliance
We strive to comply with all applicable laws and regulations, including:
- FTC advertising and endorsement guidelines
- State insurance advertising regulations
- CAN-SPAM Act for email communications
- Telephone Consumer Protection Act (TCPA)
- State and federal privacy laws
Changes to This Disclosure
We may update this Advertising Disclosure from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this disclosure periodically.
Questions or Concerns
If you have questions about our advertising relationships or business practices, please contact us:
- Email: disclosure@affordablerideinsurance.com
- Phone: 1-800-INSURE-NOW
- Mail: AffordableRideInsurance Compliance Department, [Address]
In Summary: AffordableRideInsurance is a free service for consumers. We earn money by connecting users with insurance providers who pay us for referrals. While this creates a financial relationship, our goal is to help you find the right insurance coverage for your needs. We encourage you to compare options, do your research, and make the best decision for your situation.