Cookie Policy

Last Updated: January 21, 2026

Introduction

This Cookie Policy explains how AffordableRideInsurance ("we," "our," or "us") uses cookies and similar tracking technologies on our website. By using our website, you consent to the use of cookies as described in this policy.

What Are Cookies?

Cookies are small text files that are stored on your device (computer, smartphone, tablet) when you visit websites. They help websites remember information about your visit, making your next visit easier and the site more useful to you.

Types of Cookies We Use

Cookies can be classified in several ways:

By Duration:

• Session Cookies: Temporary cookies that expire when you close your browser
• Persistent Cookies: Remain on your device for a set period or until you delete them

By Source:

• First-Party Cookies: Set directly by our website
• Third-Party Cookies: Set by external services we use (e.g., analytics, advertising)

How We Use Cookies

1. Essential Cookies

Purpose: These cookies are necessary for the website to function properly.

What they do:

• Enable basic website functionality
• Remember your preferences during your session
• Maintain security and prevent fraud
• Allow you to navigate and use features

Can you decline them? No - these cookies are essential for the website to work. Disabling them may prevent you from using certain features.

2. Analytics and Performance Cookies

Purpose: Help us understand how visitors interact with our website.

What they do:

• Count visits and traffic sources
• Measure how visitors use the site
• Identify which pages are most and least popular
• Track navigation patterns
• Help us improve website performance

Examples: Google Analytics, internal analytics tools

Can you decline them? Yes - but this may limit our ability to improve your experience.

3. Functionality Cookies

Purpose: Remember your choices and preferences.

What they do:

• Remember your login details (if applicable)
• Store your preferences (e.g., language, region)
• Recognize you when you return
• Provide enhanced, personalized features

Can you decline them? Yes - but some features may not work as intended.

4. Advertising and Marketing Cookies

Purpose: Deliver relevant advertisements and measure advertising effectiveness.

What they do:

• Track your browsing across different websites
• Build a profile of your interests
• Show you relevant ads based on your interests
• Limit how many times you see an ad
• Measure advertising campaign effectiveness
• Share information with third-party advertisers

Examples: Google Ads, Facebook Pixel, retargeting platforms

Can you decline them? Yes - see "Managing Your Cookie Preferences" below.

5. Social Media Cookies

Purpose: Enable social media sharing and integration.

What they do:

• Allow you to share content on social media
• Track social media referrals
• Connect social media accounts to our site

Examples: Facebook, Twitter, LinkedIn plugins

Can you decline them? Yes - but social sharing features won't work.

Other Tracking Technologies

In addition to cookies, we may use:

Web Beacons (Pixels)

Small transparent images embedded in web pages or emails that track when you view content or open emails.

Local Storage

Technology that stores data locally on your browser, similar to cookies but with larger capacity.

Scripts

Code that runs on our website to enable functionality and track interactions.

Third-Party Services

We use various third-party services that set cookies, including:

Analytics Providers

• Google Analytics
• Other analytics platforms

Advertising Networks

• Google Ads
• Facebook Ads
• Other advertising platforms

Marketing Tools

• Email marketing platforms
• Customer relationship management (CRM) systems
• A/B testing tools

These third parties have their own privacy policies governing how they use information they collect.

Managing Your Cookie Preferences

Browser Settings

Most web browsers allow you to control cookies through their settings. You can:

• Block all cookies
• Block third-party cookies only
• Delete cookies after each session
• Accept cookies but delete them later
• Be prompted before a cookie is set

Browser-Specific Instructions:

• Chrome: Settings → Privacy and Security → Cookies and other site data
• Firefox: Options → Privacy & Security → Cookies and Site Data
• Safari: Preferences → Privacy → Cookies and website data
• Edge: Settings → Cookies and site permissions → Cookies and site data

Opt-Out Tools

Google Analytics Opt-Out

Install the Google Analytics Opt-out Browser Add-on:
https://tools.google.com/dlpage/gaoptout

Advertising Opt-Out

• NAI Opt-Out: Network Advertising Initiative
• DAA Opt-Out: Digital Advertising Alliance
• Google Ads: Ad Settings

Do Not Track Signals

Some browsers offer a "Do Not Track" (DNT) signal. Currently, we do not respond to DNT signals because there is no industry standard for how to handle them.

Mobile Devices

Mobile devices have settings to limit ad tracking:

• iOS: Settings → Privacy → Advertising → Limit Ad Tracking
• Android: Settings → Google → Ads → Opt out of Ads Personalization

Impact of Blocking Cookies

If you block or delete cookies:

• Some features of our website may not work properly
• You may need to re-enter information
• Your user experience may be less personalized
• We may not be able to remember your preferences
• You may see less relevant advertising

However, blocking cookies does NOT prevent you from using our website or requesting quotes.

Cookie Retention

Cookies have different lifespans:

• Session cookies: Deleted when you close your browser
• Short-term cookies: 24 hours to 30 days
• Long-term cookies: Up to 2 years

You can delete cookies at any time through your browser settings.

Children's Privacy

Our website is not intended for children under 18. We do not knowingly collect information from children through cookies or any other means.

Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legal requirements, or our practices. We will post any changes on this page with an updated "Last Updated" date.

More Information

Related Policies

• Privacy Policy - How we collect and use your personal information
• Terms of Service - Rules for using our website

External Resources

• All About Cookies - Comprehensive cookie information
• FTC - Online Advertising

Contact Us

If you have questions about our use of cookies, please contact us:

• Email: privacy@affordablerideinsurance.com
• Phone: 1-800-INSURE-NOW
• Mail: AffordableRideInsurance Privacy Department, [Address]